Power-to-Weight Ratio: Performance-to-Weight Risk Classification
P2W measures the ratio of a vehicle’s horsepower to its weight, providing a performance-based indicator of how powerful or potentially risky the vehicle is. It’s a critical factor for performance classification and risk pricing.
P2W helps insurers assess risk more accurately in cases involving high-performance or modified vehicles. It contributes to better premium matching and reduces claim surprises due to performance-related accidents.
P2W is automatically calculated during vehicle selection using horsepower and curb weight data. It is then delivered with the vehicle profile via the API or valuation tool to guide underwriting or pricing decisions.
Objective and Accurate
Calculates real power-to-weight output using verified technical specs.
Real time Information
Delivers P2W ratio instantly during VIN decoding or vehicle lookup.
Seamless Integration
Available through existing APIs and compatible with rating engines.
Scalability and security
Cloud-based and suitable for high-volume quoting and analysis.
Versatile
Ideal for performance risk evaluation, particularly in young driver or sport vehicle segments.
Market support
Supported in UAE, KSA, Oman, and expanding with vehicle database coverage.